Solutions - Insure Tech

Automated Risk & Claims Intelligence for modern P&C insurers.

Cloudberry360 builds modular, API-first InsureTech solutions that help P&C insurers automate risk assessment, simplify underwriting, and streamline claims across motor and commercial property. Remote information capture, automated damage assessment and instant estimates — all in one platform.

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Risk Intelligence

Automated Risk Assessment Platform

Our automated risk assessment engine helps P&C insurers identify and manage risks faster and more consistently. Plug into your existing policy systems to score risk at quote, bind and renewal across motor and commercial property.

  • Modular, API-first risk assessment services
  • Configurable rules, scoring models and underwriting guidelines
  • Data enrichment from internal and third-party sources
  • Real-time risk scores during quote and pre-bind stages
  • Explainable outputs for underwriters and compliance
Underwriting

Automating & Simplifying Underwriting

Help underwriters move faster with guided decisions powered by structured data and automation, while still allowing human judgement where it matters most.

  • Pre-underwriting data capture and validation
  • Automated risk triage: straight-through vs. referral
  • Underwriter workbench with tasks, notes and attachments
  • Automated underwriting recommendations with override controls
  • Versioning & audit history for decisions
Claims

Claims Automation & Damage Assessment

Reduce cycle times and improve transparency with automated, data-driven claims journeys — from FNOL to settlement across motor and property lines.

  • Remote FNOL intake via web/mobile portals and APIs
  • Guided photo and video capture for damages
  • Automated damage classification & severity estimation
  • Repair vs. total-loss recommendations (motor)
  • Integration with claims management and repair networks
Remote Journeys

Remote & Automated Information Capture

Capture the right information once, at source, with structured digital flows that reduce back-and-forth and manual keying.

  • Self-service digital questionnaires for proposers and claimants
  • Guided media capture with quality checks (angle, light, coverage)
  • Property surveys via mobile/web for commercial risks
  • Drop-in SDKs and APIs to embed into existing insurer portals
  • Secure storage of evidence linked to policies and claims
Lines of Business

Motor & Commercial Property Solutions

The Cloudberry360 InsureTech stack is designed specifically for P&C lines, with focus on motor and commercial property where remote assessment and automation unlock the greatest value.

  • Motor: private car, fleet, commercial vehicles
  • Property: commercial buildings, warehouses, retail, offices
  • Line-specific risk factors & rating attributes baked into modules
  • Pre-bind surveys and mid-term risk reviews
  • Post-loss inspections, reinspection and estimate updates
Architecture

Modular, API-enabled InsureTech Building Blocks

Every capability is built as an independent, API-enabled module so you can integrate with your existing policy admin, claims and CRM systems without rewriting your core.

  • Microservice-style modules for risk, capture, estimates and journeys
  • REST/JSON APIs for quick integration with core systems
  • Webhook and event-driven patterns for real-time updates
  • Role-based access control and tenant-aware multi-entity support
  • Cloud-native deployment on your chosen infrastructure
Insights

Analytics, MI & Continuous Improvement

Unlock insights from every quote, risk assessment and claim to refine your underwriting appetite and operational performance.

  • Portfolio-level risk heatmaps across motor and property
  • Underwriting turnaround time and straight-through processing rates
  • Claims cycle time, severity and leakage dashboards
  • Operational MI for inspection, estimates and repair networks
  • Data exports and BI integration (Power BI, Tableau, etc.)
Examples

Examples of InsureTech solutions we deliver

Cloudberry360 works with P&C insurers and MGAs to overlay automation and risk intelligence onto existing platforms rather than replacing them.

Motor Insurer Risk & Claims Accelerator

An automation layer for a motor insurer, including:

  • Remote FNOL and guided damage capture
  • Automated risk scoring for new business
  • Repair vs. total-loss recommendation engine
  • APIs integrated into the existing core policy system

Commercial Property Remote Inspection Hub

A remote survey and inspection platform for commercial property, including:

  • Pre-bind property survey capture via mobile/web
  • Automated risk reports for underwriters
  • Post-loss inspections and estimate workflows
  • Analytics for risk hotspots and accumulation

Let's create a measurable impact on
your business.